Routine dental cleaning is the most common reason to visit the dentist. The CDC recommends getting a cleaning once a year to help maintain good oral health.1 Dental cleanings cost less than other dental procedures, but dental insurance can still help cover the full cost alongside coverage for other treatments. Let’s dive deeper into how dental insurance works so you can reduce your out-of-pocket costs of cleanings and other services.
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Without insurance, the average dental cleaning costs $104.2 Costs may vary depending on factors such as:
Most dental insurance plans provide coverage for preventative care, basic services, and major services. The typical dental plan covers at least one routine cleaning each year, so you won’t have to pay out of pocket for an annual cleaning.
Dental cleanings are a standard procedure in which a dentist or dental hygienist examines and cleans your teeth to help you maintain good oral health. Hygienists often perform the cleanings, whereas the dentist will come by at the end and check your teeth more quickly. Depending on how busy the office is and how much cleaning is needed, the whole process may take 30 minutes to an hour.
Here’s what to expect during a cleaning with a dental hygienist:3
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedDental cleanings are crucial to your oral health routine, just like brushing and flossing. Aflac primary dental insurance policies offer coverage for two cleanings per year. This preventative care can help save you money by reducing your likelihood of needing more expensive dental procedures.
Aflac supplemental dental insurance can also help you save money by paying cash benefits to cover costs not covered by primary insurance. If you have additional coverage needs, Aflac DVH Insurance provides dental, vision, and hearing plans for a single premium. Contact an Aflac agent to discuss your coverage options and get a quote today.
You may still be able to get dental cleanings without insurance since these are some of the most common services dentists offer. However, you will most likely have to pay out of pocket to get a dental cleaning without insurance. You’ll pay on the day of service before or after the cleaning.
Get StartedProper oral care is essential to your baby’s health. Find out if babies need dental insurance and what types of plans may be available for newborns.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
1 CDC – Oral Health Tips for Adults. https://www.cdc.gov/oral-health/prevention/oral-health-tips-for-adults.html. Accessed July 1, 2025.
2 GoodRX - How Much Does a Dental Cleaning Cost Without Insurance? Published January 26, 2024. https://www.goodrx.com/conditions/dental-care/dental-cleaning-cost-without-insurance. Accessed June 17, 2025.
3 Cleveland Clinic – Dental Hygienist. Updated April 4, 2025. https://my.clevelandclinic.org/health/articles/dental-hygienist. Accessed July 21, 2025.
4 Healthy Smiles Dental Office - Why Deep Teeth Cleaning (Scaling and Root Planing) is Expensive and the Difference Between Deep Cleaning and Regular Teeth Cleaning. Updated January 21, 2024. https://www.healthysmilesdentaloffice.com/why-deep-teeth-cleaning-scaling-and-root-planing-is-expensive-and-the-difference-between-deep-cleaning-and-regular-teeth-cleaning/. Accessed July 22, 2025.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Dental: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
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